Student Health Insurance
Xavier University requires all full-time undergraduate students and all International student to be covered by health insurance at all times. Xavier University's health insurance is provided by UnitedHealthcare Student Resources
Xavier University partners with Academic HealthPlans to oversee the enrollment or waiver of the student health insurance. This online access is typically available available in early June.
Academic HealthPlans - For Plan information and benefits
Waiver/enrollment link (domestic students) - typically accessible early June
Waiver/enrollment link (international students) - typically accessible early June
Xavier University requires all full-time undergraduate students and all international students be covered by health insurance. To that end, all undergraduate students registered full-time, and all international students (when the fall semester bill is generated) are charged for health insurance unless the student has completed and been granted a waiver of the student health insurance.
This process must be completed annually for these students. This deadline for the 2025-26 academic year is August 26, 2025.
Note: Student Health Services is available to all students registered for classes, regardless of whether or not you carry the student insurance. However, if you do not use the student health insurance, you should call your insurance company to verify that Xavier University with TriHealth is a covered provider, under tax ID 20-2305158, and the NPI of the medical director of TriHealth at Xavier University, provider G. Stephen Cleves, MD (1023086386)
Health Insurance Waiver
If you are currently covered by health insurance (from a parent, spouse, or other source) and you do not want to add Xavier's student health plan, you must complete an electronic insurance waiver request.
You are eligible to waive student health insurance if you meet the following criteria.
- You are already covered by an insurance plan provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U.S. phone number.
- Your plan is currently active and you agree to maintain health insurance coverage throughout the entire 2025-26 academic year.
- Your plan covers inpatient and outpatient medical care within the Cincinnati, Ohio area (including hospitalization, surgery, medical equipment, and routine care).
Once the waiver request is submitted and the information is verified, a confirmation email is sent to your Xavier email account, and a credit is posted to your bursar bill. The deadline to request the waiver is August 26, 2025.
It is necessary to complete an electronic insurance waiver each year.
Access the student health insurance site to request a waiver, enroll, or learn more.